Are you a motivated learner whose grades qualify you to study further at college or university? If you can’t afford the fees you don’t have to give up your dreams. 

Manati provides a personalised approach that seeks to understand and support your potential. Our individually assessed student loans have low monthly repayments while you’re studying, and you only need to finish paying off your loan after you graduate. 

We’ll support you every step of way, helping you get your career off to a flying start. 

WHAT YOU NEED TO KNOW

WHO CAN APPLY?

Anyone who is provisionally accepted or registered at a tertiary institution. 

WHERE CAN I STUDY?

We are continually adding partner educational institutions to our network. Manati currently provides financial support to students.

WHEN DO I START PAYING BACK? 

Your monthly instalments start when you begin your studies. These are fixed instalments at a low interest rate.

HOW LONG DO I HAVE TO REPAY MY LOAN?

Once you graduate, you’re given the equivalent of your study duration to pay back the outstanding amount on your loan. For example, if you study for three years, you will have three further years after graduating to complete your repayments.

WHAT IS THE INTEREST RATE?

Very favourable floating interest rates from Prime + 2.5% will be charged during and after studying.

IN WHOSE NAME IS THE LOAN CONTRACT?

The contract is in the sponsor's name for the student’s benefit. The student will have the option to take over loan repayments after studying, but they are not obligated to do so.

CAN I MAKE EXTRA PAYMENTS OR PAY OFF MY LOAN EARLY?

Paying off your loan early will reduce the total cost of your studies. We won’t penalise for early repayment.